20Twenty is more than a home loan — it’s a
financial path designed to give you options
20Twenty empowers individuals by providing access to housing finance, sooner homeownership through salary-linked repayments, and facilitating the reduction of the total cost of ownership.
20Twenty empowers individuals by providing access to housing finance, faster ownership through salary-linked repayments, and facilitating the reduction of the total cost of ownership.
We understand the true value and cost of homeownership
Take control of your financial future with an inflation-linked home loan designed to help you own sooner.
Unlock access to early homeownership
Our salary-linked home loan solution makes it possible for you to own your home sooner. Your path to smarter and quicker homeownership starts with us.
Find peace of mind, built in
Fixed repayments mean no budget shocks, better financial control, and reduced stress—because owning a home shouldn’t cost your peace of mind.
Enjoy transparency
We help you understand the full cost of homeownership — not just monthly instalments. Let us help you make smarter decisions with scalable options.
Key features
of our Home Loans
Salary-linked repayments creates affordability and protects your income until the next increase.
There are no hidden management fees or monthly admin fees
for you to worry about.
The maximum repayment period is 15 years / 180 months, saving you time and interest cost.
50% Death & Disability Cover is included in the product at no additional cost.
Some of our registered partners
Check if your employer is registered with us
Making sure your employer is registered with 20Twenty is key to
unlock the benefits of our salary-linked home loan solution.
Ready to take the first step towards owning your home sooner?
With home loan repayments linked to your income, natural increases will occur as and when you get salary increases, or when you reach milestones and life-events along the way.
Find out how you can be part of our innovative solution
20Twenty offers structured, trustworthy, and purpose-driven support to all network groups.
EMPLOYEd homeowners
Join other salaried individuals who have gained access to housing finance to own their home sooner.
Our salary-linked home loan solution makes it possible for you to own your home sooner. Your path to smarter and quicker homeownership starts with us.
Employers
Offer your employees more than a job — offer them the meaningful benefit of supported homeownership.
Onboarding with 20Twenty enables employers to offer a high-impact employee benefit that supports long-term financial wellbeing and homeownership.
Investors
Invest in a financing solution that provides access to a world of change and new possibilities for Namibian homeowners.
20Twenty offers investors the opportunity to deploy capital into sustainable housing finance with predictable cash flows and real social impact.